Protect Your Family from the High Cost of Funerals
Funerals today cost $9,000 to $25,000. Final expense life insurance covers those costs so your loved ones are not left with the bill.
Plans from $20/month · Ages 45–85 · Coverage up to $50,000 · Even if you have health problems
Give Your Family the Gift of Peace of Mind
When a loved one passes away, the last thing a family should worry about is money. A final expense policy ensures your funeral, burial, and other end-of-life costs are fully covered.
- Covers funeral, burial, casket, and cemetery costs
- Pays out quickly — usually within days
- Premiums never go up, coverage never goes down
- No medical exam — simple health questions only
- Even if you have health problems, you can still qualify
- Your family receives the money tax-free
Free · No obligation · No pressure · Licensed agent
How It Works — 3 Easy Steps
Visit our quote page and answer a few simple questions. Takes about 2 minutes. No health exam required.
Get a QuoteCharmane personally reviews your information and calls you to walk through your best options. No robots, no call centers.
Choose your plan and get covered immediately. Your family is protected from day one.
Charmane Ackerman
When you submit your information, I will be the one calling you personally. I take great pride in my integrity and my ability to provide excellent, caring customer service. My clients are like family to me.
With over 2 years of experience helping families find affordable final expense coverage, I shop the top carriers to find you the best plan at the best price — with no pressure and no obligation.
What Our Clients Say
"Charmane was so patient and kind. She explained everything in plain language and found me a plan I could actually afford. I feel so much better knowing my family won't have to worry."
"I was nervous about getting life insurance at my age, but Charmane made it easy. She called me personally and walked me through every option. No pressure at all."
"I had been putting this off for years. Charmane made the whole process simple and fast. My coverage started the very same day. I highly recommend her to anyone."
Types of Final Expense Coverage
Full coverage from day one. Best rates for those in good health. Your family receives the full benefit immediately.
Get a Quote →For those with some health conditions. Partial benefit in years 1–2, then full coverage from year 3 onward.
Get a Quote →No health questions asked. Everyone qualifies. Ideal for those with serious health conditions. Coverage begins after 2 years.
Get a Quote →Pay premiums for a set number of years, then your coverage is paid up for life. Great for those who want to stop paying at a certain age.
Get a Quote →